UPI transaction limit has been increased, so you can now transmit large sums without any limits; Simply do this work.

UPI transaction limit : The bank sets the maximum for money transfers via UPI apps depending on the customer’s profile, risk assessment, and regulatory standards. Apps such as Google Pay, PhonePe, and Paytm only accept payments up to your bank limit.

Individual banks, rather than applications, now establish the limit for transmitting money over UPI in India. Many users are ignorant of their bank limits, resulting in unsuccessful transactions. Apps such as PhonePe, Google Pay, and Paytm only accept payments based on your bank limit.

UPI transaction limit : Understand and Increase Your Bank Limit

Each bank establishes restrictions depending on its risk profile, previous transaction history, and user activity. To find your bank limit, go to your bank’s app’s UPI or Fund Transfer area. Security blocks, phone or SIM changes, and UPI PIN resets can all result in a reduction in your limit.

Process for Increasing Your Limit

If you need to extend your limit, check for the option on your bank’s app or website. Many bank apps have a “Manage UPI Limits” feature. Once approved by the bank, the additional limit is immediately updated in the apps. If the bank has implemented a rigorous risk policy, the limit will not be raised promptly.

Security Reasons and Limitations

To combat fraud, banks may temporarily prohibit high-value transfers. Adding a new device or beneficiary necessitates a delay before the limit is raised. Limits may be temporarily reduced during festivals or events.

Solution Options

If you can’t increase the limit through an app, try using the bank’s app. Sending significant amounts using net banking, IMPS, or RTGS can be more convenient at times.

As a result, it is critical for customers to understand their bank’s UPI limits and employ clever methods to extend the limit so they may make huge payments without difficulty.

you join our whatsapp channel

you join our tazatimesnews Telegram Channel

you join our tazatimesnews truthsocial.com Channel

Also reads : Education Loan for Abroad Studies : Complete Guide for Students in 2025