Bank Holiday : Most people want to know whether banks will be closed on December 31, 2025, the last day of the year, and January 1, 2026, the first day of the new year. The new year is almost around the corner. Many people aim to finish crucial bank-related tasks on December 31, while others intend to visit a bank location on January 1 for a fresh start. If you’re thinking the same thing, wait… since banks will be closed in various cities over these two days. Going to the bank without previous knowledge may waste your time and effort.
Bank Holiday : Where will banks be closed on December 31st?
Banks will be open nationwide on Wednesday, December 31, the last day of the year, however certain states will observe a holiday. Banks in Mizoram and Manipur will close, according to the RBI’s vacation calendar. Bank branches in both cities will be closed on December 31. This means that if you live in one of these cities and need to visit the bank for any reason, you should adjust your arrangements ahead of time. However, banks throughout the country will stay open and operating normally.
Now it’s January 1… Will banks be open on January 1?
This is where the tension builds. New Year’s Day celebrations will take place across the country on January 1, 2026 (Thursday), although banks will not be open everywhere.
On January 1, banks in the following cities will be closed:
- Aizawl
- Chennai
- Gangtok
- Imphal
- Itanagar
- Kohima
- Kolkata
- Shillong
Because of New Year’s Day and local events, banking services will be unavailable at these branches. This means that no offline account-related tasks will be available in these cities.
Will banking services be fully disrupted?
No. UPI, mobile banking, online banking, and ATM services will continue to operate normally, which is good news. ATMs allow you to transfer money, pay bills, and withdraw cash. If you need to handle check clearance, drafts, KYC updates, or any other document-related tasks, do it before December 31st or after January 1st. It is preferable to plan ahead than to come at the bank on vacation and be disappointed.
